The Housing Market Split in 2. Which Side Is Your House On?Ask a couple people how the housing market is doing and you’ll probably get a couple different answers. That’s because right,
eXp Realty in Oregon Lenders
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Kevin J. Hanna is born and raised in the Pacific Northwest and currently lives in Lake Oswego with his wife, Michele, and their three children, Hanna Rose, 19, KJ, 10, and Zoe, 8. He is truly humbled and honored to have served the Pacific Northwest lending needs over the past two decades. The Pacific Northwest has always been my home and it has always shown his family love, respect, and a tremendous amount of support throughout the years. This community has always meant the world to him and always will.
Kevin loves all animals, and he has 3 dogs. Some of his favorite animals are the Lion, Red Panda, penguins, and of course the monkeys. He is passionate about giving back and supporting the local community in which he lives and serves. Kevin continues to develop philanthropic support for charitable causes that are important to him, to his family, and the community. Kevin actively supports many local nonprofit organizations that are important including Youth Music Project, Doernbecher Children's Hospital and Randall Children's Hospital, Oregon Zoo, while also serving as the Advisory Board President at Our Lady of the Lake Catholic School in Lake Oswego and as a coach for his children’s soccer & basketball teams.
Kevin J. Hanna has spent over 20 years in the industry. He previously spent 15 years in the industry working alongside family, where he fostered strong ties with the region’s lending community. Kevin, most recently values those relationships greatly. A lifelong Oregonian, Kevin believes that the Northwest Region is home to a population that values local investments and long-term relationships. In the Pacific Northwest, he believes the market is hypersensitive to serving local vendors. Kevin knows the local market. He lives here. He serves here.
Prior to his formation of Lions Capital Mortgage, Inc., Kevin served as President of the NW region at Churchill Mortgage where he launched their expansive growth throughout the west coast by launching the Northwest office in early 2019, opening an operational center in Lake Oswego, Ore., that employed just four team members. In less than 4 years, Kevin expanded Churchill's regional presence to incorporate nearly 165 employees in more than 37 offices in Oregon, Washington, Idaho, Alaska, Utah, and Nevada, with additional representation in California. During that time, the Northwest team achieved approximately $ 2.5 billion in loan volume.
The Northwest Region is one of the most competitive markets in the nation. With a strong management background in retail and wholesale sales and operations, Kevin has grown his operations by placing an unending commitment to aligning Operations with Sales to ensure a united team for serving families.
Kevin has grown his businesses by finding people of the highest integrity that are smart, hungry, and humble. He strives to build a foundation based on culture with the utmost integrity for each team member selectively added by each local market. At the end of the day, with integrity, transparency, and a commitment to excellence, he aims to empower his clients to make informed decisions and achieve their dreams of homeownership and a path toward financial freedom. In addition, Kevin aims to further grow his staff and open more offices throughout the region than he has done over the last two decades of his career. Kevin’s passion for always putting people over profits. He’s committed to fostering a culture and environment at Lions Capital Mortgage where both his employees and their clients can excel and achieve their goals.
Disclaimer: Lions Capital Mortgage Inc., Company NMLS # 2488560 ( https://www.nmlsconsumeraccess.org ): 135 A Avenue, Lake Oswego, OR 97034-3116; Programs are for select loan types only and are not available in all states or locations. Information is subject to change without notice. This is not a commitment to lend. Call for details. Equal Housing Lender.
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Hello, my name is Matt Lake and I live in Canton, GA, which is about 45 minutes north of Atlanta. I started in the mortgage business in 2000 and have closed thousands of loans over the last 2 decades. My experience and expertise allow me to simplify a complex process, explain guidelines thoroughly and structure to close all types of mortgages. One of my goals with every client is to guide them through the process as easily and stress-free as possible. I know the importance of finding a dream home and I believe that a home is one of the foundation blocks for a family. Buying or refinancing a home is an important step for a person or family and I love that I can be a small part to make that a reality.
My family, which includes my wife of 20 years and two teenage boys, loves to camp and explore the country in our RV. I am a Head Coach for the local Georgia Cycling Mountain Bike Team and have coached numerous other youth sports over the years. I am a coffee fanatic and enjoy volunteering in my local community as a motivational speaker. I have had the privilege of being featured at student retreats, fundraisers, FCA gatherings, school functions, and numerous other events.
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Now in my 17th year in the mortgage business, I’ve helped hundreds of clients navigate the loan process, from first-time homebuyers to investors to clients consolidating their debts with a refinance. I’m particularly adept at helping older clients see how a reverse mortgage can improve their overall financial lives. I’m passionate about turning over every stone to uncover the optimal solution.
In my spare time, I enjoy trail running, travel, and cooking up new concoctions in the kitchen.
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Mortgage Advisor & Branch Manager NMLS 228191 with the Elizabeth Smith Mortgage Team- powered by Success Mortgage Partners Inc NMLS 130562
Licensed in Oregon, Washington, Arizona, and Idaho
Equal Housing Lender
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Scott Munds is a Mortgage Broker with more than 25 years of experience helping homebuyers, homeowners, and real estate professionals navigate the mortgage process.
Based in the Portland Metro area, Scott takes a straightforward, highly personal approach to lending. Whether someone is buying their first home, moving up, investing, refinancing or exploring a more complex financing scenario, his goal is simple: make the numbers understandable, explain the options clearly and help clients make a confident decision.
Scott works with a broad range of financing options, including Conventional, FHA, VA, USDA, first-time homebuyer programs, jumbo financing, bridge loans, HELOCs and alternative lending solutions for self-employed and real estate investors.
For Scott, the mortgage business is still a relationship business. Clients and real estate partners can expect direct communication, honest answers, and someone who stays involved from the first conversation through closing.
When he's not working with clients, Scott enjoys spending time with his family and staying involved in the Portland-area community.
Mortgage Broker | NMLS #272506
Promise Home Loans, Inc.
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I’m a well-reputed loan officer known for assisting homebuyers in their journey toward homeownership. With more than a decade of home financing experience, my expertise encompasses many aspects of the mortgage process. Being licensed in Oregon, Washington, and California showcases a broad geographical understanding of these regions' specific regulations and qualifications. Moreover, my track record of over 100 five-star reviews shows a high level of client satisfaction and trust.
As your loan officer, I won’t just help you secure a home loan – I’ll provide excellent customer service throughout the process. As a husband and father of three beautiful children, I bring a family-oriented approach to my work, fostering close client relationships. My dedication to this profession and positive feedback from numerous clients are proof of my reliability and competence in home financing. I’ll help you explore a selection of programs – including conventional, FHA, VA, and USDA loans – and guide you through the complexities of securing your dream home.
Reviews:
https://www.zillow.com/lender-profile/ArronMemmott/
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Brigitte has been in the real estate industry for 18 years and love what she does. She treats each client like family and would love to help you with your mortgage needs.Ask A Mortgage Question
Fairway Independent Mortgage Corporation
- NameJosh Graham
- License2468659
- Phone206-876-0351
- Get Started
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Just like Jay, Josh Graham has grown up in the PNW his whole life and has no plans to ever leave. Buying a home can be stressful, but Josh Graham from Fairway Independent Mortgage Corporation along with Jay Keller at Exp Realty make the experience pleasantly simple.
They're committed to serve! They are both known for their complete transparency and Fairway being one of the fastest closing lenders in the country coupled with Exp Realty's pure excellence is a dynamite duo. Allow them to help you acquire your dream home!
You can have complete FAITH that once Josh Graham and Jay Keller earn your business, you will not be just a client or a number; you will be a friend for life.
Visit www.joshgrahamloans.com or call 206-876-0351 for a no-obligation consultation.
Call TODAY to begin your home buying process or simply ask questions about the current market!
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I'm Carmen Babb and I'm a LOCAL lender who has done home loans since 1997. I recognize that the personal aspect of getting a home loan has gone away for most, so I've always held on tightly to that. Whether you're a first time home buyer or a savvy investor, I will make sure you know what to expect, when to expect it, and I'll always deliver on my promises.
Your experience with me will always include three key components: Communication, Accuracy, and Timeliness.
Communication: I believe that communication makes all the difference for a home buyer. Having good communication eliminates a huge amount of the stress that some people experience while getting a home loan. You will always get that with me.
Accuracy: I stand behind my quotes. Many lenders will quote low to get you in the door, only to change everything on you later. I give accurate quotes and I back them up. In fact, I typically quote HIGH to ensure that I never quote too low. I want you to know that you can trust my quotes and updates.
Timeliness: When you're ready to write an offer, you need me to get you numbers and a pre-approval letter. When you have your offer accepted by the seller, you need me to get to work. And, you need me to stay on top of your loan throughout the process and CLOSE ON TIME. Timeliness is my commitment to you. My team is quick, accurate, and kind.
Please give me a call or shoot me an email and experience the difference. I would love to work with you!
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Since 2004, I have worked hard to help people in my community accomplish their real estate dreams and financial goals. As one of Portland’s leading first time homebuyer advocates and established local real estate investor, I am passionate about assisting first time buyers with the best local area homebuyer programs, as well as those interested in building & strategically financing multiple property portfolios. I also specialize in refinance strategies for debt consolidation and ensuring you have the most efficient household debt structure. My business is built on relationships and primarily through the referrals I have earned from those whom I have helped in the past. I have closed well over a thousand transactions over the course of my career, earning me the honor of President's Club multiple times since 2012. I hold a finance degree from Colorado State University and have owned rental properties in Portland, OR since 2004. Prior to my mortgage career, I was a professional craft brewer and specialty wine sales representative. I enjoy spending my free time with my wife and two young boys, out appreciating the beautiful Pacific Northwest, hiking, grilling, and fly fishing.Ask A Mortgage Question
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I’ve been in the mortgage industry for over 25 years, but my path here was anything but traditional. I started my career as a professional wrestler in Dallas before moving into radio as a nationally syndicated talk show host covering sports and pop culture. It was during my time hosting a mortgage radio segment that I was offered an opportunity to enter the mortgage business—and I took the leap.
Today, I serve as both a Loan Officer and Loan Counselor, with a passion for helping people navigate one of the biggest financial decisions of their lives. Whether you’re buying your first home, refinancing to lower your monthly payment, or looking to tap into your home equity, my goal is simple: make the mortgage process as smooth, honest, and rewarding as possible.
I’m proud to be part of Success Lending, in partnership with eXp Realty, which allows me to serve clients across more than 30 states.
A Little About Me
I’m based in Lewisville, Texas, and when I’m not helping clients, you’ll probably find me doing something that keeps life interesting. I take my custom Star Wars-themed Dodge Chargers to local car shows and use them to support charitable causes. I also volunteer as a mobile DJ, a graphic artist, follow just about every sport imaginable, and consider myself a BBQ enthusiast who is still very much in training!
And yes, I’m a serious Star Wars collector.
Most importantly, I’m a family man. My wife and I have three amazing kids. One is a Doctor, another is a Percussion Director, and the third is a volleyball coach! We also share our home with four lovable rescue pups: Kona, Kahlua, Athena, and Zeus
At the end of the day, I love what I do because I get to help people accomplish something meaningful. If you’re looking to purchase a home, refinance, or explore your financing options, I’d be honored to be your mortgage resource and help you every step of the way.
I am currently licensed in the following states: AL, AZ, AR, CA, CO, CT, FL, GA, IL, IN, IA, KS, KY, MD, MI, MN, NH, NJ, NM, NC, OH, OK, OR, PA, RI, SD, TN, TX, VA, and WA
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17 years ago, I was first drawn to the financial services industry because of the unique opportunity it provides to make a real impact on someone's life. I love playing a part in making people’s dreams of homeownership come true.
When I'm not helping families with mortgages, you can find me on the soccer field, enjoying live music, traveling to new destinations, or spending time with my loved ones. These passions have taught me the value of teamwork, the power of creativity, and the importance of making memories with those closest to you.
I understand that buying a home can be a complex and overwhelming process, which is why I make it my mission to educate and empower my clients. I take pride in my ability to navigate even the most challenging situations, finding solutions where others see obstacles.
I would be honored to help any way I can.
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Jennifer is a dedicated professional with a background in counseling and psychology. With years of experience supporting individuals through life's challenges, Jen brings a unique blend of empathy, problem-solving, and strong communication skills to the mortgage industry. Whether you're buying your first home, investing in properties, exploring fix-and-flip opportunities, or seeking DSCR loans, Jen is committed to helping clients navigate the loan process with confidence and ease. Her personalized approach ensures each client receives tailored solutions, helping them achieve their financial goals while managing the complexities of homeownership and investments. Jen's expertise in both human behavior and mortgage finance makes her an invaluable partner in your journey to secure the right loan.
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Community-oriented and service-minded, Team Swinson believes that strong communication & going above and beyond for the client are a minimum standard.
With a background in running local credit unions, LaMont & Rachel have over 30 years of combined experience in the finance industry with a focus on credit repair. Outside of Team Swinson’s professional careers, they have been immersed in community volunteerism. From coaching local youth basketball leagues, serving multiple years in a local Rotary club, being involved with the Coos County Board of Realtors, and beyond. We truly live by our motto of “Supporting Local, Serving Local, We are Local”.
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The home buying or refinancing experience is something my team does differently. For our clients, availability is the key component of our business. With so many moving parts in a transaction, we rely on the best in the industry to help you with your purchase or refinance. Our application for iOS or Android makes things simple & gives you a personal experience. We aim for the best service for every client, every time.
To begin the application for your free consult, please click “apply now” in my email signature below. When you get to consumer connect page, click “create account” & then you will be able to securely apply. This portal will also be used to securely send & receive documents throughout your home loan. We review loan applications typically within 24 hours and will correspond via email with the next steps. The “Application Review” email will be sent from our team member Ali Erickson or myself & is the next step.
If you have any questions or need any help please let our team know, we can be reached via email at teamVR@mtgxps.com or call/text me at (503) 707-6878. We sincerely look forward to helping you!
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We are the Victory Home Loan team (formerly the Valley Mortgage Group at Guild) , one of the most experienced professional mortgage lending teams in the Northwest! Since 1993. We have been experts as closing all types of conventional, government, jumbo and 100% financing home loans for W2 and self-employed home buyers. The mortgage industry is changing at a very rapid pace and the consumer is smarter and more connected than ever. Our Victory Promise remains to put the borrowers needs and intrestes First, Period! We built Victory Home Loans to move faster, flow easier and provide the lowest rate and fee structure so every borrower wins every time. We stand ready to serve you or anyone in your personal or professional worlds to help more families WIN in Oregon, Washington, California, and Texas.
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Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.
Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forward to putting our mortgage service to work for you!
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"My business philosophy is simple—I build my relationships one person and one family at a time."
About me
You can have peace of mind knowing that I will focus on helping you meet your immediate and long-term home financing needs. My first priority is the member, and I always do what is in their best interest. I’ve built a reputation of honesty, integrity, and professionalism with a commitment to serving my borrowers. With 20 years of residential lending experience, I have assisted hundreds of individuals throughout the Pacific Northwest in achieving their dream of home ownership.
The part of my job I enjoy the most is educating prospective home buyers about available financing options, helping them choose the right loan, and working hard to make sure the job gets done. My main goal is to build long-term relationships based on excellent service and mutual trust so that I will be your lender for life.
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All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by RMLSTM.
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLSTM of Portland, Oregon. Real estate listings held by brokerage firms other than eXp Realty in Oregon are marked with the RMLSTM logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright © 2026 RMLSTM, Portland, Oregon.
This content last updated on September 10, 2026 1:22 PM UTC at 4 AM. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.
